Your credit is important when it comes to getting approved for financing and securing the best rates and terms.
Though there are many factors and items to review, lenders ultimately determine loan approvals based on risk – your likelihood to be able to repay your loan.
Your credit score and history are key components to determining this risk.
Knowing how to establish good credit if you have a limited history, rebuild your credit if you have a less-than-perfect score, and maintain your credit score once you’ve reached a good score will help you in many aspects of your financial future when it comes to financing large purchases or taking out lines of credit.
Learn about how to handle your credit with our guides.
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